You could be faced with high medical bills and a decrease in income and suffering and pain as a result of an accident. The negligent party responsible for your crash should be obligated to cover these costs.
A New York City auto accident attorney can help you obtain the full amount of compensation for your losses. A lawyer who handles car accidents can safeguard you from unwarranted insurance denials.
Distracted driving
Every driver is responsible to drive safely and pay attention to the road. Distracted driving can be dangerous for other road users. It is an important factor in collisions. If you’ve been injured as a result of a distracted driver, you may be entitled to compensation.
Distracted driving may include eating, reaching for things in the car, engaging with passengers and adjusting dashboard controls, such as the temperature or radio personal grooming, such as shaving or applying makeup, and many more. This includes eating, reaching in the car for items that you’re not using, interacting with passengers, and adjusting the controls on the dashboard like the radio or temperature. It can also include personal grooming, like shaving or applying make-up.
According to research conducted by the National Highway Traffic Safety Administration (NHTSA) and Virginia Tech Transportation Institute (VTTI) around 80 percent of all crashes and 65 per cent of collisions that are near-collisions happen due to distracted driving. The act of taking your eyes off the road for just five seconds while driving at 55 mph could increase the risk of your crash by a factor of two.
A seasoned auto accident lawyer can assist you if been injured in an accident caused by an unintentionally distracted driver. They will investigate your case and present the strongest arguments in favor of full compensation. This includes covering all of your current and future costs.
Car crashes
Car accidents can be in numerous forms, ranging from minor fender benders up to massive head-on collisions. The nature of the accident determines who is at fault, as does the severity and extent of the injuries suffered by the victims and the amount of financial losses.
According to the National Highway Traffic Safety Administration’s (NHTSA) statistics, driver error is a main cause of motor vehicle crashes. Even the tiniest of distractions like flipping through radio stations making-up or looking at a map could result in an injury or accident. Other common causes of car accidents include speeding, reckless driving, drunk driving, poor road conditions and weather, and inexperienced or elderly drivers.
A experienced New York City car accident lawyer can examine your case and determine the parties responsible for your injuries and financial losses. They can also discuss with the insurance company to reach an acceptable settlement for your claim.
An experienced auto accident lawsuits accident lawyer can assist you in getting the compensation you are entitled to for your injuries and losses that include future and past medical treatment costs as well as lost earnings, physical and emotional distress, and other damages. They can also make sure that your claim is covered by insurance for uninsured or under-insured drivers, if needed. This is especially crucial if the driver at fault doesn’t have insurance, or has the minimum amount required by New York law.
Uninsured or underinsured motorists
Some drivers don’t have insurance while others have a minimal amount of insurance. If an under- or uninsured driver is responsible for causing an accident, it could be difficult to collect compensation for your losses. In these cases you need to have a competent legal advocate to assist you in meeting your goals as well as those of the insurance company.
When the other driver’s liability limits aren’t high enough to pay for auto accident attorneys your losses, you may be able to file a claim under your own insurance policy’s underinsured/uninsured motorist coverage. This type of insurance is typically part of a full-coverage insurance policy, and it could provide you with crucial protections in the event of a serious accident.
The process for filing a UIM/UM claim is similar to filing a traditional car crash claim. It generally involves submitting copies of your medical bills as well as repair bills for your automobile. The insurance company will evaluate these and other documents to determine whether your losses are within the limits of the other driver’s insurance.
It’s best to consult with a New York City car accident lawyer as soon as you can after the accident and file an UIM/UM claim immediately and especially when the other driver claims they do not have or lack insurance coverage. This allows your lawyer to work with the other driver’s insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property damage
If your car is damaged in an accident, you may seek compensation from the insurance company of the party at fault. Our lawyers can help file a claim for both economic and non-economic damage, including medical expenses and lost income. You may also be able to claim compensation for the pain and suffering you have endured.
We will record all evidence physical in your case. This includes taking photos of the scene of the accident and your property, such as dents, broken glass, and cracked device screens. We also will collect copies of any accident or police reports, and will secure any vital information about witnesses.
The law that is in force in New York State is comparative negligence, which means that even if you are found to be partially at fault for the accident the amount of your damages will be diminished by the percentage of the liability you have been assigned. Likewise, the defendant may find themselves to be the sole responsible for the accident and, therefore, not eligible to claim any compensation in any way.
Do not provide any written or oral statements to representatives of the insurance companies of the parties responsible as they may be used later in court to smear you. It is also crucial to consult a doctor right away after your accident, as some injuries take a long time to be discovered and could be used against you if you try to obtain compensation for your injuries later on.