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If you may get a card with your own picture on it, choose that option. While there may be fees in having credit card personalized similar to custom business checks, the fees end up being worth it for another kid that is very concerned about someone else having the capacity to use their card.
The Dodd – Frank Wall Street Reform and Consumer Protection Act of 2010 included an amendment, the Durbin Amendment, which greatly impacts your payment processing or even more specifically your debit card processing interest rates. This Durbin Amendment affects both signature and pin based debt interchange rates by drastically lowering them as of October 1, 2011.
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