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If the customer nonetheless believes that the payday lender has violated the regulation, the customer ought to file a grievance with the Commissioner of the Department of Insurance and Financial Services . Lenders do not conduct a full credit verify or ask questions to determine if a borrower can afford to repay the loan. A licensee might delay the deposit of a personal check cashed for a buyer with a face amount of not more than $250 for as much as 30 days beneath the provisions of this part.
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